Open enrollment: Oct 15 to Dec 7
Get the free 2027 Medicare Coverage Review Kit. Part 1 is a 15-minute check of your plan letter you can do at the kitchen table. No pressure, no jargon.
Every fall, your plan mails an Annual Notice of Change. It tells you what's different on January 1: your premium, your drug coverage, your doctors, what you pay.
Most plans renew on their own, changes and all. Open enrollment runs Oct 15 to Dec 7, so there's time. The trick is knowing what to look for.
Grab your letter and a pen. These four steps are Part 1 of the kit.
It's called the Annual Notice of Change. We show you where to look.
Premium, medicines, doctors, what you pay for care.
Your medicines. Your doctors. Your cost.
Keep it, look closer, or talk to someone.
Free. 20 seconds. No plan name needed.
Part 1 is the 15-minute check. Part 2 is optional: worksheets for your medicines, doctors and real yearly cost, about an hour in all, in any order, over as many sittings as you like.






Free. 20 seconds. No plan name needed.
We're a small team in Centennial. If you'd like a human to look at your letter with you, we're one call away.



Yes. The kit is free, and our help is free to you. Carriers pay us if you enroll in a plan we offer. You never get a bill from us.
No. You only need the letter your plan mailed you. We never ask for your Medicare number to send the kit.
The 15-minute check is Part 1. Part 2 is optional and runs about an hour in total, in pieces, in any order.
Plans were required to mail it by Sept 30. Call the member services number on your plan card or look in your plan's online account. Step 1 of the kit walks you through it.
We'll email you the kit, plus a few helpful emails. You can unsubscribe in one click. We only send texts if you give us your mobile number and check the text box.
No. Davro Insurance Group is an independent insurance agency. We are not connected with or endorsed by the U.S. Government or the federal Medicare program.
Get the kit, grab a pen, and take 15 minutes.
we'll read it with you.Privacy choices
Site analytics measures general use of our public pages. Advertising measurement uses Meta across the website to measure ad response and may support future audience-based outreach. Global Privacy Control keeps Meta advertising off.
Global Privacy Control is active, so advertising measurement stays off.